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#2. BadCreditLoans – Best Site For Emergency Loans

#2. BadCreditLoans – Best Site For Emergency Loans

Any loan lender that wants to give you money can review your profile and send you their loan offer. Users can go through the terms and conditions of the loan, and then decide whether or not they want to accept it or look for a new one. Usually, people get approved for loans ranging from $300 to $3000, but the loan amount can be much higher based on each individual’s qualifications.

To qualify for the loan, users have to be 18 years of age and older; they need to have an active checking account and a minimum salary of $800 a month. Additionally, borrowers must provide documents that prove that they are currently employed.

Since MoneyMutual is an online service, it has made borrowing and lending a lot easier since anyone with a smartphone or a laptop can join the site.


  • No initial fee is required.
  • Follow simple steps for loan approval.
  • Borrowers can find funds in as little time as 24 hours.
  • Over 60 reliable lenders are available.
  • Matches borrowers to lenders that fit their specific needs.
  • Do not ask for extensive background checks.
  • Ensures security of customer’s information.


Customer experience:

With overwhelmingly positive reviews online and over 2 million satisfied costumes, MoneyMutual is excelling at its work. Their users are all satisfied with the service they receive as it is hassle-free.

Not only do they have long-term customers, but they also have people reaching out to them through referrals; this just proves their reputation and credibility.

Brand Overview

BadCreditLoans work similarly to MoneyMutual, as it also connects lenders and borrowers. As the name suggests, it was created for people who find it difficult to get loans because of their bad credit scores. Ever since it opened in 1998, BadCreditLoans has been there for people from different backgrounds, helping over 750,000 customers get loans.

BadCreditLoans gather information from users and then run it through an algorithm to find a lender that works best for them. This separates people based on their history, type of loan they want, amount of money, and many other things. This saves a lot of time as many lenders only work with a certain type of people.

When working with BadCreditLoans, you can ask for funds ranging from 500 dollars to up to 10,000 dollars. Their flexible repayment plans are amazing, as they give you the flexibility of repaying the loan for up to three years. However, as the lender sets the terms and conditions, interest rates can vary depending on what you agree upon.

To be eligible to apply for a loan at BadCreditLoans, you need to be older than 18. Additionally, you need to have a stable source of income and need proof of citizenship.

Users need to follow three steps, and they can receive the funds they want straight to their bank account without facing any hurdles.

The first step is to fill the form that is provided on the BadCreditLoans website. The form will ask you for information about the reason you want the money, the amount you need, and proof of citizenship in the form of your social security number, name, date of birth, etc.

After this, you can leave the rest to the company. It does its job by linking you to lenders that can help you with your situation. This lender then looks at your information and offers you a contract based on your needs and requirements.

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